Whether you're a business owner securing premises, an investor expanding a portfolio, or a health practitioner buying into a practice — we work with a wide range of lenders, which means access to policies and funding structures a single bank can't offer.
Tell us what you're looking to fund. Adrian will be in touch within 2 hours.
Every situation is different. We take the time to understand your business, your assets and your goals before matching you with a lender whose policy actually fits.
Buy the premises your business already operates from, and build equity in your own asset instead of paying it to a landlord.
Retail, office, industrial or mixed-use, held alongside residential investment property as part of a broader strategy rather than for your own occupation.
Commercial lending usually caps around 65–70% LVR. Depending on the lender and your circumstances, we can arrange funding to 90% of the property's value.
Health practitioners are treated differently by lenders, and in your favour. Depending on your circumstances and the lender's policy, we may be able to structure funding for 100% of the purchase price plus associated costs.
Buying into or taking over an existing practice, where goodwill and patient base form much of the value rather than bricks and mortar.
Owning the building your practice operates from — alongside the LMI waiver on your own home — — often the single largest asset a practitioner builds outside their own home.
Expanding rooms, adding a second location, or bringing in additional practitioners — funded against the strength of the practice.
Commercial property investment isn't limited to individual properties. For investors holding significant assets but limited free cash, the purchase or refinance of an entire unit block can open doors a standard approach won't.
Assessed on the overall strength of your position and the underlying asset, not one narrow serviceability test.
Established health practitioners may access the full purchase price plus associated costs, subject to lender policy.
Purchase or refinance a whole block in a single commercial transaction rather than unit by unit.
Commercial policy varies enormously. Access to a wide panel is what turns a decline into an approval.
What you're buying, how it's held, who occupies it, and where it sits in your wider position. Commercial lending turns on detail residential lending ignores.
Commercial policy varies enormously between lenders. The same deal can be declined by one and approved at 90% LVR by another — this is where a broker earns their keep.
Presented the way a credit team needs to see it, with the questions they'll ask answered before they ask them.
We manage the valuation, respond to conditions, and coordinate with your solicitor and accountant so settlement lands when it needs to.
Every commercial deal is different. Call Adrian on 02 4092 7075 to talk through yours.
02 4092 7075With access to multiple lenders and a broad range of commercial policies, we can help you explore what's actually possible — not just what one bank will allow.