Warners Bay, NSW · Servicing all of Australia

Newcastle
Mortgage Broker
for Investors

Finance structured for portfolio growth. Access 30+ lenders, free service, same-day response — from a broker who has managed over $150 million in commercial lending.

Book Free Assessment 02 4092 7075
Book a free assessment

We'll be in touch within 2 hours.

Free service · No obligation · Warners Bay & Australia-wide

$150M+
Commercial portfolio
managed by Adrian
30+
Lenders on
our panel
7+
Years banking &
finance experience
2hr
Guaranteed
response time
Our Services

Every type of lending,
structured for growth

Whether you're building a property portfolio, buying your first home, or refinancing to a better rate — we compare 30+ lenders and find the right structure at no cost to you.

01

Investment Property Loans

Strategic loan structuring for investors growing a portfolio. Interest-only options, APRA-aware structuring, and expert advice on maximising borrowing capacity across multiple properties.

Investment property loans
02

First Home Buyers

From the NSW First Home Owner Grant ($10,000 on new homes) and stamp duty exemptions up to $800,000, to the First Home Guarantee (5% deposit, no LMI) — we identify every scheme you qualify for and manage the full process.

First home buyer grant NSW
03

Refinancing

If you haven't reviewed your loan in the last 2 years, you're likely paying too much. We compare your current rate against 30+ lenders and manage the switch at no cost to you.

Refinance your home loan
04

Professional Packages

Doctors, nurses, dentists, pharmacists, lawyers and accountants may qualify for LMI waivers — borrowing up to 90–95% without Lenders Mortgage Insurance.

Home loans for doctors & professionals
05

Home Loans

Upgrading, upsizing or buying your next home — we compare fixed rates, variable rates, offset accounts and redraw facilities across 30+ lenders to find the right structure.

Home loan broker Newcastle
06

Specialist Lending

Commercial lending, SMSF loans, construction loans, self-employed loans, low deposit loans and bridging finance. Complex situations are our speciality.

Commercial lending
Why Ascent Property Finance

Why use a mortgage broker in Newcastle
instead of your bank?

Your bank offers one product. We offer thirty — and we work for you, not them.

01
Access to 30+ lenders, not just one
All major banks, second-tier lenders and specialist lenders — compared simultaneously to find your most competitive rate and structure.
02
$150M+ commercial banking expertise
Adrian knows exactly how lenders assess risk and how to structure your application to succeed — knowledge only gained from years inside the system.
03
Completely free — we're paid by the lender
No cost to you at any stage. We receive a commission from the lender when your loan settles. Expert advice and more options, at no charge.
04
Strategy, not just a loan
For investors especially, we structure your lending for long-term portfolio growth — considering cash flow, tax implications and your next acquisition.
Ascent Property Finance
Your bank
Lenders compared
30+
1
Works for
You
The bank
Response time
2 hours
Days–weeks
Cost to you
Free
Free
Loan structuring
Strategic
Single product
Grant eligibility
All schemes checked
Varies
Specialist lending
SMSF, self-employed+
Limited
Warners Bay, NSW
Meet the team

Built by investors, for investors

Casey Taylor & Adrian Hanson

Most brokers arrange a loan. Ascent was founded on a different premise — that the way your lending is structured today either enables your next three purchases or quietly prevents them.

That comes from experience on both sides of the table. Our founder, Casey Taylor, has built a personal portfolio of 12 properties worth circa $10 million. Adrian Hanson, our head broker, managed a $150 million lending book in commercial banking, and holds three investment properties of his own, so investment property loans are structured from experience.

The result is finance built around where you are heading, not just what you are buying this month.

Investment property lending & portfolio structuring
Complex lending — SMSF, commercial, trust and company structures
Borrowing capacity preserved across multiple purchases
First home buyers, refinancers & professional packages
Meet the team
How it works

From first call to settlement

A straightforward process managed by Adrian from start to finish. No hand-offs, no call centres — you deal with the same broker throughout.

01
Free Assessment
We review your financial position, goals and borrowing capacity — no obligation, no cost.
02
Lender Comparison
We compare 30+ lenders and recommend the right loan for your goals and risk profile.
03
Pre-Approval
We submit your application and manage the process through to conditional pre-approval.
04
Formal Approval
Once you've found your property, we handle the formal application and valuation.
05
Settlement
We coordinate with your solicitor, lender and agent for a smooth settlement day.

30+ Lenders on our panel — All major banks and specialist lenders

ANZ
Commonwealth Bank
NAB
Westpac
Macquarie
ING
Suncorp
St. George
Bankwest
BOQ
AMP
Pepper Money
Liberty
La Trobe
Firstmac
+ many
more
FAQ

Common
questions

Can't find what you're looking for? Call Adrian directly on 02 4092 7075.

02 4092 7075

  • Our service is completely free to you. We are paid a commission by the lender when your loan settles. You get access to 30+ lenders and expert guidance at no cost — with no obligation at any stage.

  • A mortgage broker compares dozens of lenders simultaneously to find the most competitive rate and structure for your situation. Banks can only offer their own products. As a broker, we work for you — not the bank — and we have access to deals that aren't always available directly.

  • We respond to all enquiries within 2 business hours. For urgent situations — such as an unconditional finance deadline — same-day responses and weekend availability can be arranged. Call Adrian directly on 02 4092 7075.

  • Yes. We work with clients across Warners Bay, Newcastle and Lake Macquarie in person, and across the rest of Australia remotely. The majority of our process is completed via phone, email and video call — most clients never need to visit the office.

  • The NSW First Home Owner Grant provides $10,000 for eligible first home buyers, but only on new homes — newly built, off-the-plan, or substantially renovated — valued up to $600,000, or $750,000 for a house and land package. Established homes do not qualify. Separately, the First Home Buyers Assistance Scheme removes stamp duty entirely on homes up to $800,000, with concessions to $1 million. Federal support includes the First Home Guarantee (5% deposit, no LMI) and the First Home Super Saver Scheme. We check your eligibility for every scheme as part of your free assessment.

  • We have access to 30+ lenders including all four major banks (ANZ, CBA, NAB, Westpac), second-tier lenders and specialist lenders for complex scenarios. Having genuine choice across lenders means we find the right fit for your specific financial profile — not just whoever will approve you.
Get Started

Ready to build your
property portfolio?

Book your free assessment. We'll review your position, compare 30+ lenders, and give you a clear lending strategy — no obligation, no cost, same-day response.

Book Free Assessment Call 02 4092 7075